This job board retrieves part of its jobs from: Oklahoma Jobs | Massachusetts Jobs | New Jersey Jobs

  Spokane Jobs Hub  

Bringing the best, highest paying job offers near you

previous arrow
next arrow

Mortgage Loan Officer

First Interstate BancSystem

This is a Full-time position in Spokane, WA posted April 25, 2021.

**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.SUMMARYOriginates permanent residential mortgage loans and participates in related business development activities.

Incumbents have a thorough knowledge of FHA, VA, RD, state Bond Programs as well as conventional real estate regulations.

They have more than three years of experience in residential mortgage lending and are capable of handling all but the most complex loans.ESSENTIAL DUTIES & RESPONSIBILITIES include the following; other duties may be assigned.Handle inquiries and pre-qualify customers by learning the applicants housing goals and time frameSetting proper expectations with all affected parties that are realisticLoan application process: recommend to customer the loan optionsConvert lead to full application: if borrower pre-qualified, turn into a full application, provide proper documentation to processorFollow Ability To Repay guidelines as set by FIB and the investorCredit report: obtain report and understand the data and approval implicationsLock the interest rate when the customer requests or approvesManage pipeline, work load, and stay in touch with all parties involved in transactionUnderstand and navigate within the Loan Origination SystemMarket your services to the bank partners, realtors, and buildersFull understanding of compliance and meet all requirementsQUALIFICATIONSTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

The requirements listed below are representative of the knowledge, skill, and/or ability required.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.EDUCATION &/or EXPERIENCEBachelor’s degree (B.

A.) from a four-year College or University and three to five years related experience and/or training; or equivalent combination of education and experience.CERTIFICATES, LICENSES, REGISTRATIONSThis position requires compliance with the S.A.F.E.

Mortgage Licensing Act of 2008 and all related regulations.

Employment is contingent upon meeting all such requirements, including acceptable background investigation results.Valid driver’s license is required.COMPLIANCE REQUIREMENTSAs a condition of employment, any successful job applicant will be required to pass a pre-employment screening against the Limited Denial of Participation (LDP), GSA Excluded Party List System (EPLS) and Freddie Mac Exclusionary List.LANGUAGE SKILLSAbility to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.

Ability to write reports and business correspondence.

Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.MATHEMATICAL SKILLSAbility to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.

Ability to apply concepts of basic algebra and geometry.REASONING ABILITYAbility to define problems, collect data, establish facts, and draw valid conclusions.

Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is regularly required to talk or hear.

The employee frequently is required to reach with hands and arms.

The employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools, or controls; and stoop, kneels, crouch or crawl.The employee must occasionally lift and/or move up to 10 pounds.

Specific vision abilities required by this job include close vision, distance vision, and color vision.WORK ENVIRONMENTThe work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.The noise level in the work environment is usually moderate.**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Please add your adsense or publicity code here (inc/structure/adsfooter.php)